Our Mortgages for People New to Canada program aims to help newcomers navigate the Canadian real estate market and understand the associated costs such as closing and adjustment costs. By choosing to build equity instead of paying rent, newcomers can benefit from employment and credit sources. We offer the best rates and mortgage options for those looking for higher loan amounts (over $1 million) with a minimum down payment of 20%. We also provide flexibility on down payment, allowing as little as 5% down. Additionally, we will guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product to meet your specific needs, even if you face challenges like limited credit and employment history. Lastly, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.