Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is available even for those who have previously been declined. Our mortgage options take into account the reduced taxable income from claimed expenses, making them a great choice for those with expenses that impact qualifying income. We also accept dividend and investment income, as long as there is stability and proof provided. To apply, you will need to submit certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please give us a call!

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