First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning seamless for you. Our experts will handle all the financial details, ensuring a quick and efficient process in finding your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance make submitting documents a breeze, and our detailed assessments help with budget planning and understanding associated costs such as closing costs and adjustment costs. We also offer guidance on homebuyer incentive programs, determining your down payment amount, affordability, and monthly payments. We'll design a mortgage product tailored to your needs and secure the best rate with top lenders in Canada. Additionally, our access to innovative tools helps reduce errors and save you valuable time. Even if you don't qualify at your bank, we have connections with alternative lenders that we can submit your application to.

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Before starting your search for a dream home, it is important to get pre-approved for a mortgage. This process not only saves time but also helps determine the purchase price of the house. Additionally, it allows you to figure out how much money you can borrow from a lender and design a customized mortgage product to meet your needs. Locking in the best rate also ensures rate assurance. The fast pre-approval process further accelerates the approval process, giving you the confidence to shop for properties. Therefore, it is essential to get pre-approved first and lock in your rate before embarking on the homebuying journey.

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First time buyer or refinancing? Call for a free quote!

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