We specialize in assisting newcomers to Canada in navigating the Canadian real estate market and understanding the associated costs, such as closing and adjustment costs. We encourage newcomers to build equity by purchasing a home instead of paying rent, taking advantage of their employment and credit sources. We strive to find the best mortgage rates and options for newcomers, including those seeking higher loan amounts (over $1 million) with at least a 20% down payment saved, as well as offering flexibility on down payment requirements with as little as 5% down. Our team will provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage solution that aligns with your needs, even if you have limited credit or employment history. We also offer innovative tools to ensure an efficient first-time home buying experience in Canada.