We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. For those looking for higher loan amounts (over $1 million), we can find the best rates and mortgage options with a minimum down payment of 20%. Additionally, we can provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product that suits your needs, even if you have limited credit and employment history. We also offer innovative tools to make your first-time home buying experience efficient.