Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process even works for those who have been declined in the past. Our self-employed mortgage options take into consideration the reduced taxable income that comes with claimed expenses. We also offer Stated Income mortgages for individuals who have expenses that affect their qualifying income. We accept dividend and investment income as well, as long as there is stability and proper proof. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 tax statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Don't hesitate to give us a call!

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