I can assist you in determining how much you can afford for your home purchase by providing mortgage pre-approvals. This includes helping you establish your financial strategy, determining your mortgage amount, down payment, and overall affordability. I can also advise you on the required documents for conditional approval. The pre-approval process is the first step towards getting approved for a mortgage, as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualifying for a mortgage and speeds up the approval process. Pre-approvals typically last for a certain period of time, usually 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from any increases. We utilize advanced tools in Canada to minimize errors, improve efficiency, and save you time. Our quick pre-qualification tools can help determine what you are qualified for.