First Time Home Buyers

Are you considering buying your first property? We can make the transition from renting to owning seamless for you, taking care of all the financial details and helping you find the perfect property quickly. Our education-focused approach and clear next steps will guide you through the process, and our easy-to-use online application will kick-start the process accurately. Our tools and guidance will streamline document submission and our detailed assessments will help with budget planning and associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and secure the best rate for you. Additionally, we have access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, so we can submit your application to other lenders if you don't qualify at your bank. Finally, we offer access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before beginning the process of getting a mortgage, it is crucial to get pre-approved and secure a locked-in rate. Pre-approval is the initial step to take, enabling you to save time and assess the purchase price range, enabling you to start searching for your ideal home. Taking it a step further, a thorough analysis will determine the amount you can borrow from a lender, allowing for the creation of a personalized mortgage solution that suits your needs. This approach also ensures that the best rate is locked in, providing rate assurance. With the fast pre-approval process, the approval process is expedited, allowing you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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