Many homeowners choose to stay with their current lender because they believe that switching lenders will take up too much time. However, it is important to assess the rates and terms offered by your current lender during mortgage renewals. I can provide guidance in navigating this process. Additionally, it is important to evaluate any life changes that may impact your finances, such as debt consolidation, using home equity, or making changes to your property plans. Exploring refinancing options can also be beneficial, whether it is to pay down the mortgage faster or leverage home equity. Utilizing top lenders in Canada can provide guidance and renewal