If you have bad credit and are worried about getting a mortgage, don't let it hold you back. Regardless of your credit history, there are ways to repair and improve damaged credit. Even if your bank has declined you, there are flexible lenders available who are willing to offer mortgage financing. No matter your credit situation, whether it includes bankruptcy or slight credit issues, there are tailored home loan solutions for you. It's important to note that unexpected life events like unemployment or illness can have an impact on your credit scores. However, with quick online questions, you can determine the best path for your mortgage