We provide assistance to newcomers in understanding Canadian real estate and the associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have saved at least a 20% down payment, but we also offer flexibility with as little as 5% down. Additionally, we will guide you through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can create a customized mortgage product that fits your needs and locks in the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also offer innovative tools to ensure an efficient first-time home buying experience in Canada.