Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have even been previously declined. Our self-employed mortgage options take into consideration your reduced taxable income as a result of claimed expenses. If you have expenses impacting your qualifying income, our Stated Income mortgage could be the perfect solution for you. We also understand that self-employed individuals may have dividend and investment income, and we accept this with stability and proof requirements. To start the mortgage application process, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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