We offer assistance to individuals new to Canada in understanding the Canadian real estate market, including the associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity through homeownership instead of paying rent, taking advantage of employment and credit sources. We can help find the best rates and mortgage options for those looking for higher loan amounts with a down payment of at least 20%, or for those who have a more flexible down payment option of as little as 5% down. In addition, we can provide information on homebuyer incentive programs and down payment assistance options. With access to various lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product that suits your needs and locks in at the best rate, even if you do not qualify at your bank due to factors such as limited credit or employment history. Furthermore, we offer innovative tools in Canada to ensure a seamless first-time home buying experience.