Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options to fit your needs. We understand the unique challenges that self-employed individuals face, so we provide fast approval even if you have been declined before. Our mortgage options take into consideration your reduced taxable income from claimed expenses, and our Stated Income mortgage is particularly useful for those with qualifying income affected by expenses. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide documents such as Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to explore the mortgage options available to you.

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