At Mortgages for People New to Canada, we aim to support newcomers in navigating the Canadian real estate market by providing assistance in understanding the various costs associated with buying a home, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than paying rent, and we can help you find the best rates and mortgage options if you are looking for higher loan amounts (over $1 million) and have at least a 20% down payment saved. We also offer flexibility on down payment requirements, allowing you to put as little as 5% down. Additionally, we will provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can design a customized mortgage product that fits your needs and locks in at the best rate, even if you have limited credit or employment history. Take advantage of our innovative tools to ensure an efficient and seamless first-time home buying experience in Canada.