We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our mortgage approval process is fast and efficient, even for those who have been declined in the past. We take into consideration the reduced taxable income resulting from claimed expenses, making our self-employed mortgage options more accessible. For individuals whose qualifying income is impacted by expenses, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as there is stability and proof. To successfully apply for our mortgages, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today!