I offer assistance in determining your affordability for a home purchase. This includes providing crucial mortgage pre-approvals, where I help you determine your financial strategy, mortgage amount, down payment, and overall affordability. I also provide advice on the necessary documents for conditional approval. The pre-approval process is an important first step towards obtaining a mortgage, as it not only reveals how much you can borrow from a lender based on your current finances, but also identifies any potential obstacles to qualification and helps expedite the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, certain lenders allow you to lock in the interest rate to protect against potential increases. With our advanced tools, we aim to reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools are designed to inform you of what you are qualified for.