Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have previously been declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is perfect for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, provided there is stability and proof. To apply, you will need to submit documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. As a borrower who is self-employed, you will have access to various top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. We provide options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs!

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