Our company specializes in assisting newcomers to Canada with understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We encourage newcomers to build equity rather than paying rent, as it allows them to benefit from employment and credit sources. We have options for newcomers looking for higher loan amounts, with at least a 20% down payment saved. We also offer more flexibility on down payment, with the possibility of as little as 5% down. We can explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that fits your mortgage needs, even if you don't qualify at your bank due to limited credit or employment history. Additionally, we offer innovative tools to ensure an efficient first-time home buying experience.