We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. Additionally, our Stated Income mortgage is especially beneficial for those whose expenses impact their qualifying income. We also accept dividend and investment income, provided there is stability and proof. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer customized options tailored to Business For Self (BFS) borrowers. To discuss your options further, please do not hesitate to contact us.