Discover how much you can afford for your home purchase with mortgage pre-approval, where I help determine your financial strategy, mortgage amount, down payment, and affordability, as well as advising on necessary documents for conditional approval. This initial step in the mortgage approval process not only reveals the amount you can borrow from a lender based on your current finances but also highlights potential obstacles to qualification and expedites the approval process. With pre-approvals typically lasting 60, 90, or 120 days depending on the lender and your credit standing, some lenders even provide the option to lock in the rate to safeguard against rising interest rates. By utilizing advanced tools in Canada, errors are minimized, efficiencies are improved, and time is saved, while our quick pre-qualification tools give you a clear understanding of what you are eligible for.