Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account the reduced taxable income from claimed expenses, with stated income mortgages available for those whose qualifying income is impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers with reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so give a call to explore your possibilities today!