Our services aim to assist new individuals in understanding the Canadian real estate market and its associated costs, such as the closing costs and adjustment costs. Instead of renting, we encourage newcomers to build equity by taking advantage of their employment and credit sources. For those looking for larger loan amounts (over $1 million), we can help find the best rates and mortgage options with at least a 20% down payment saved. Moreover, we offer more flexibility on the down payment, allowing for as little as a 5% down payment. We can also provide information on homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a custom-tailored mortgage product that fits your needs and locks in the best rate. Even if you don't qualify for a mortgage at your current bank due to limited credit or employment history, we can still help. Additionally, we offer innovative tools in Canada to ensure an efficient first-time home buying experience.