Self Employed

We offer excellent mortgage options with low rates specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that significantly impact your qualifying income, our Stated Income mortgage may be the right solution for you. We also accept dividend and investment income, as long as you can provide stability and proof of these incomes. The required documents for your mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers, we can provide you with reasonable income estimates and options tailored for Business For Self (BFS) borrowers. Don't hesitate to give us a call for more information!

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