We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure financing. Our mortgage options take into consideration the reduced taxable income that comes with claiming business expenses. For those whose qualifying income is impacted by expenses, our Stated Income mortgage is a helpful solution. We also accept dividend and investment income, provided there is stability and proof. When applying, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that are willing to consider reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, feel free to give us a call and we can discuss your unique situation.