First Time Home Buyers

If you are thinking about buying your first property, we can help make the process seamless and easy. Our experts will handle all the financial details to quickly find your perfect property. Our education-focused approach and easy-to-use online application will guide you through the steps accurately. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning, including understanding closing costs and adjustment costs. We will also help you determine how homebuyer incentive programs work, how much down payment you need, what you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product to fit your needs, provide mortgage pre-approval, and lock in the best rate. Additionally, we have access to all of Canada’s top lenders, so even if you don’t qualify at your bank, we can submit your application to other lenders. With access to innovative tools, we can reduce errors, improve efficiencies, and save you time.

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Before starting your search for a dream home, it is crucial to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval not only saves time but also helps determine the purchase price range. Once pre-approved, the next step involves calculating the amount of money you can borrow from a lender. This information enables us to design a personalized mortgage product that suits your specific needs. Additionally, by locking in the best rate, you can enjoy the assurance of a stable interest rate while shopping for properties. Our fast pre-approval process expedites the overall approval process, enabling you to confidently explore potential properties.

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First time buyer or refinancing? Call for a free quote!

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