Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have been previously declined. We understand the unique circumstances of self-employed borrowers and consider their reduced taxable income from claimed expenses. Our Stated Income mortgage option is particularly helpful for those with expenses that affect their qualifying income. We also accept dividend and investment income, as long as it can be proven and is stable. To apply for a mortgage, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you're interested in learning more, please don't hesitate to give us a call.

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