We specialize in mortgages for newcomers to Canada, providing assistance in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, benefiting from employment and credit sources. We cater to those looking for higher loan amounts (over $1 million), with options for a minimum 20% down payment saved or as little as 5% down payment with more flexibility. Additionally, we offer explanations of homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create a custom-tailored mortgage solution to fit your needs, even if you have limited credit or employment history. Take advantage of our innovative tools to ensure an efficient first-time home buying experience in Canada.