If you are self-employed and looking for a mortgage, there are low rates and excellent options available to you. Even if you have been declined in the past, you can still get fast approval for a mortgage. These mortgage options take into account the reduced taxable income from your claimed expenses. If your expenses impact your qualifying income, a Stated Income mortgage may be useful for you. You can also include dividend and investment income as long as you can provide stability and proof. The required documents include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. You will have access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. There are also options specifically tailored for Business For Self (BFS) borrowers. Give me a call to discuss your mortgage options further.