First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless. Our team of experts will handle all the financial details and quickly find the perfect property for you. Our education-focused approach will guide you through clear next steps, and our easy-to-use online application will kick-start the process accurately. We offer tools and guidance to streamline document submission, and our detailed assessments can help you with budget planning and associated costs, including closing costs and adjustment costs. We can also help you understand homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and secure the best rate. With access to Canada's top lenders, including banks, finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Additionally, we offer access to innovative tools that help reduce errors, improve efficiencies, and save you time.

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Before you begin searching for your dream home, it is essential to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval is an important initial step that not only saves time but also helps establish a purchase price for your potential property. By taking it one step further, a mortgage specialist can determine how much money you can borrow from a lender and create a personalized mortgage plan that suits your unique needs. This also ensures that you can lock in the best interest rate available, providing you with rate assurance. Furthermore, obtaining pre-approval expedites the approval process, enabling you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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