Self Employed

If you are self-employed and in need of a mortgage, we can offer you low rates and excellent mortgage options. We specialize in fast mortgage approval, even if you have previously been declined. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today and let us help you find the perfect mortgage solution.

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