Self Employed

We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including those previously declined. Our fast approval process takes into account reduced taxable income due to claimed expenses, with stated income mortgages ideal for applicants whose qualifying income is affected by business expenses. We accept dividend and investment income, requiring proof of stability. Necessary documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored solutions for Business For Self (BFS) borrowers are available—contact me today!

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