First Time Home Buyers

If you're thinking about buying your first property, we can make the process seamless for you. Our team of experts will handle all the financial details, making it easier for you to find your perfect property quickly. We have an education-focused approach and provide clear next steps to guide you through the process. Our online application is user-friendly and will kick-start the process accurately. We also offer tools and guidance to streamline document submission and assist with budget planning, including the associated closing costs and adjustment costs. Additionally, we can help you understand how homebuyer incentive programs work and determine the down payment amount, affordability, and monthly payments. Our goal is to design a custom-tailored mortgage solution that fits your needs, and we offer mortgage pre-approval and the best rate options. Moreover, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders. Finally, we provide access to the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before beginning your search for a dream home, it is important to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval not only saves time but also helps determine the purchase price of a property. After pre-approval, a lender can estimate how much money you can borrow and tailor a mortgage product to suit your needs. By locking in the best rate, you can enjoy rate assurance and shop for properties confidently. The fast pre-approval process speeds up the overall approval process, allowing you to begin searching for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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