Self Employed

We offer low interest rates and a wide range of mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined for a mortgage in the past, we can still assist you. Our mortgage options take into account any reduced taxable income resulting from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage may be beneficial for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. Contact us for more information.

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