You can tap into the equity of your home to eliminate high-interest debts and speed up the process of becoming mortgage-free. Another option is to refinance your mortgage to get better rates and terms, and potentially consolidate your debt or adjust the amortization. You can also take advantage of the top Canadian lenders to find tailored solutions and save money, or switch to a new lender for improved rates and potential savings. Additionally, you can use your home equity for renovations, investments, or debt consolidation. Adjusting the amortization or rate can also give you better payment and prepayment options. It is possible to refinance up to 80% of your home value to address credit card debt. It is important to adjust your mortgage as life changes, whether to leverage equity or fund education. However, be cautious of prepayment penalties if you decide to refinance at any point. Fortunately, there are innovative tools in Canada that streamline processes for efficiency, money-saving opportunities, and easier access to equity. Rest assured that we will provide support to ensure a simple and informed process at every step.