Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who may have been previously declined. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. We also provide a Stated Income mortgage option for individuals whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please give us a call!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.