First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning seamless for you. Our team of experts will handle all the financial details, making it quick and easy to find your perfect property. Our education-focused approach will ensure you understand every step of the process, and our user-friendly online application will kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including the consideration of closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work and determine the down payment you need, what you can afford, and your monthly payments. We will design a custom-tailored mortgage product to fit your needs, and even if you don't qualify at your bank, we have access to multiple lenders including large banks, mortgage finance companies, credit unions, and alternative financers. Additionally, we provide access to innovative tools in Canada that can reduce errors, improve efficiencies, and save you time.

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Before starting the process of getting a mortgage, it is important to get pre-approved and secure a locked-in interest rate. Pre-approval is a useful tool that can save time, as it determines the purchase price and enables buyers to start looking for their dream home. Additionally, I will take further steps to determine how much money can be borrowed from a lender and tailor a mortgage product to suit individual needs. This ensures that the best rate is locked in, providing rate assurance. The fast pre-approval process not only expedites approval but also allows for confident property shopping.

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First time buyer or refinancing? Call for a free quote!

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