Our Mortgages for People New to Canada program is designed to assist newcomers in understanding the Canadian real estate market and associated costs. We provide guidance on closing costs and adjustment costs, helping you make informed decisions. By opting for a mortgage instead of renting, you can build equity and benefit from employment and credit sources. We offer the best rates and mortgage options for newcomers looking for higher loan amounts, requiring at least a 20% down payment saved. However, we also provide flexibility on down payment, allowing you to put as little as 5% down. Furthermore, we explain homebuyer incentive programs and down payment assistance options. With access to all of Canada’s top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that meets your mortgage needs. Even if you don’t qualify at your bank due to limited credit or employment history, we can secure the best rate for you. Our program also offers innovative tools to ensure an efficient first-time home buying experience in Canada.