Discover how much you can afford for your home purchase with my assistance in obtaining essential mortgage pre-approvals. I help you outline your financial strategy, determine the mortgage amount, down payment, and overall affordability while advising on the necessary documents for conditional approval. Pre-approval is the crucial first step, revealing the loan amount you qualify for based on your current finances, identifying potential qualification challenges early, and accelerating the approval process. These pre-approvals usually last between 60 to 120 days, depending on the lender and your credit, with some allowing you to lock in rates to protect against interest hikes. Utilizing Canada’s most advanced tools, we minimize errors, boost efficiency, and save you time, while our quick pre-qualification tools provide immediate insight into your borrowing potential.