Self Employed

We offer low rates and excellent mortgage options tailored for self-employed individuals, including fast approvals even after previous declines. Our self-employed mortgage solutions accommodate reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected. We accept dividend and investment income, provided stability and proof are shown. Required documentation includes Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and business incorporation or license copies. You’ll have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Options for Business For Self (BFS) borrowers are also available—give me a call!

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