Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options consider reduced taxable income due to claimed expenses, and a Stated Income mortgage is available for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements, and required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates, with tailored options available for Business For Self (BFS) borrowers. Contact for more information.

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