Mortgages for People New to Canada provide assistance to newcomers in understanding the Canadian real estate market and the associated costs such as closing costs and adjustment costs. They encourage newcomers to build equity instead of paying rent, benefiting from employment and credit sources. They offer the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with at least a 20% down payment saved, and they also provide the flexibility of a down payment as low as 5%. They explain homebuyer incentive programs and down payment assistance options, and have access to all of Canada's top lenders, allowing them to design a custom-tailored product that fits individuals' mortgage needs and locks in the best rate, even if they don't qualify at their bank due to limited credit and employment history. They also provide access to innovative tools for an efficient first-time home buying experience.