We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have previously been declined. We understand the unique circumstances of self-employed borrowers and consider their reduced taxable income due to claimed expenses. Our Stated Income mortgage option is particularly helpful for individuals whose qualifying income is affected by expenses. We also accept dividend and investment income, provided that there is stability and proof of these earnings. Required documents for mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Additionally, we offer tailored options for Business For Self (BFS) borrowers. If you are interested in learning more about our self-employed mortgage options, please give us a call.