At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and associated costs. This includes providing information on closing costs and adjustment costs. Our services also focus on helping individuals build equity instead of paying rent, allowing them to benefit from employment and credit sources. We are dedicated to finding the best rates and mortgage options for newcomers looking for higher loan amounts, with a minimum down payment of 20%. However, we also offer flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we provide guidance on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored product to meet your specific mortgage needs, even if you face challenges such as limited credit and employment history. Lastly, we offer access to innovative tools in Canada to ensure an efficient and smooth first-time home buying experience.