Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options to suit your needs. Our fast approval process is designed specifically for self-employed individuals, even if you have been declined in the past. Our mortgage options take into consideration your reduced taxable income due to claimed expenses, making it easier for you to qualify. We also offer Stated Income mortgages for those who have expenses that impact their qualifying income. We accept dividend and investment income, as long as they can be proven and show stability. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage options.

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