Self Employed

We offer low rates and excellent mortgage options tailored for self-employed individuals, including fast approvals even after previous declines. Our solutions account for reduced taxable income due to claimed expenses, with Stated Income mortgages designed for those whose qualifying income is affected by business deductions. We accept dividend and investment income, provided stability and proof are shown. Required documents include Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers with flexible income verification. Business For Self (BFS) borrower options are also available—contact me today!

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