We offer assistance to newcomers in understanding Canadian real estate and the associated costs, such as closing costs and adjustment costs. Our aim is to help newcomers build equity rather than pay rent, utilizing their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are seeking higher loan amounts (over $1 million) and have saved at least a 20% down payment. We also provide flexibility on down payment, with options as low as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product that suits your needs and secures the best rate. Even if you don't qualify at your bank due to limited credit and employment history, we can still help you. We provide access to innovative tools in Canada for an efficient first-time home buying experience.