For self-employed individuals, there are low rates and excellent mortgage options available. These options include fast mortgage approval, even if there have been previous declines. The mortgage options for self-employed individuals also take into consideration the reduced taxable income from claimed expenses. The Stated Income mortgage option is especially helpful for those who have expenses that impact their qualifying income. Additionally, dividend and investment income are also accepted, but stability and proof requirements must be met. In order to apply for these mortgages, certain documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is provided, and these lenders accept reasonable income estimates. There are also options specifically tailored for Business For Self (BFS) borrowers. For more information, feel free to give me a call.