If you are self-employed and in need of a mortgage, we have great news for you. Our rates are low and we offer excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, we can still provide you with fast approval.

When considering your mortgage options, we take into account your reduced taxable income from claimed expenses. We understand that as a self-employed individual, you may have various expenses that impact your qualifying income. Our Stated Income mortgage is particularly useful for individuals in this situation.

Another advantage we offer is the acceptance of dividend and investment income, as long as you can provide stability and proof of these income sources. We understand that self-employed individuals often have diverse income streams, and we are willing to consider them when determining your mortgage options.

In order to apply for a mortgage, we require certain documents to verify your income and business ownership. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Providing these documents will help us accurately assess your financial situation and offer you the best mortgage options.

One of the advantages of working with us is that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that we can provide you with a wide range of options and work with you to find the best fit for your needs. We understand that every self-employed individual is unique and we are committed to finding the right mortgage solution for you.

We also offer options tailored specifically for Business For Self (BFS) borrowers. If you fall into this category, we encourage you to give us a call. We have the expertise and experience to help BFS borrowers navigate the mortgage process and secure the best terms possible.

Overall, if you are self-employed and looking for a mortgage, we are here to help. With our low rates, excellent mortgage options, and fast approval process, you can trust us to find the right mortgage solution for your specific needs. Give us a call today to get started.