Our program is designed to assist newcomers in understanding the Canadian real estate market and associated costs, including closing costs and adjustment costs. We aim to help individuals build equity instead of paying rent, taking advantage of their employment and credit sources. Additionally, we can find the best rates and mortgage options for newcomers looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, as well as offering more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With our access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage solution that fits your needs and secures the best rate, even if you don't qualify at your bank for reasons such as limited credit and employment history. Plus, we provide access to innovative tools in Canada for an efficient first-time home buying experience.