Self Employed

We offer competitive rates and a variety of mortgage options specifically designed for self-employed individuals. Our fast approval process is available even if you have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, so our mortgage options take this into consideration. If your qualifying income is impacted by business expenses, our Stated Income mortgage may be a useful solution for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of your Article of Incorporation or business license. Our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to offer competitive rates based on reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs today.

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