First Time Home Buyers

If you are considering purchasing your first property, we offer a smooth transition from renting to owning, taking care of all your financial needs to help you find the perfect property quickly. Our education-focused approach ensures you understand the process and clear next steps, and our easy-to-use online application gets the process started accurately. Our tools and guidance make document submission streamlined and offer detailed assessments to aid in budget planning, including closing costs and adjustment costs. We can help you understand homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We customize a mortgage product tailored to your needs, provide mortgage pre-approval, and secure the best rate. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders, we can submit your application even if you don't qualify at your bank. Additionally, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before beginning the process of obtaining a mortgage, it is crucial to get pre-approved and secure a locked-in rate. Pre-approval is the initial step towards obtaining a mortgage, providing numerous benefits such as saving time, determining the purchase price, and enabling potential homebuyers to start their search for their dream home. Additionally, our services include going beyond pre-approval by assessing the amount of money that can be borrowed from a lender based on individual circumstances and creating a customized mortgage product to suit specific needs. By locking in the best rate available, our clients can enjoy rate assurance. Our fast pre-approval process expedites the approval process, allowing for confident property shopping.

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First time buyer or refinancing? Call for a free quote!

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